With the holidays approaching and with me having a Type A personality, I’ve been thinking about gift ideas and putting funds away into my savings account since August. I want to avoid the credit card crash with the typical effect of overspending that occurs in November and December.
It can be very easy to shop til you drop with Holiday gift giving and with retail introducing sales and products as soon as Halloween is over it’s hard not to spend.
Add bridal showers, weddings, baby showers and birthday present ideas to the mix and ta-da, a big chunk of your income has gone to others. I love giving gifts, both gifts for women and for men; I think I’m pretty good at it. I’m creative and like to think of things that have meaning and are somewhat personalized.
For example, for a wedding gift, I purchased a custom print from my friends Dad, D. R. Laird which had a winter scene with Newfoundland Labradors which the couple had two of. The print was professionally framed and personally signed by the artist.
Once for a bridal shower, I gave the bride carry-on luggage for her honeymoon complete with travel safe toiletries, a magazine and a luggage tag.
Giving the monetary gifts is not my style; however I’m finding it harder and harder to think of unusual gifts and Christmas gift ideas that are practical and personalized but don’t cost a fortune.
So with the holidays approaching and a family member with a birthday in each month of the year (yes, there is one Every. Single. Month.), anniversaries, baby showers, weddings and bridal showers, how do you avoid going into debt by giving gifts?
Do you like to DIY your gifts? Are you a re-gifter? Do you only shop during sales and or use coupons? Share your tips and secrets; I’d love to know how you budget for life events for family and friends.
About the Author:
Diane Morris is a PANK; Professional Aunt, No Kids and works for Mabel’s Labels as the Sales Coordinator. She’s an Aunt to two boys, and an “Auntie” to her boyfriend’s niece and nephew. She’s a sucker for romance, country music and peanut butter.